The Swiss Tax Vote: Tax Rates Won the Vote. Operations Won the Market.
Frédéric Sanz Frédéric Sanz

The Swiss Tax Vote: Tax Rates Won the Vote. Operations Won the Market.

Switzerland rejected a wealth tax by 78%—and trust companies celebrated. Meanwhile, Dubai added 200+ new family-related structures, Singapore doubled to 2,000+ MAS-registered Section 13 family offices, and Permira paid 26x EBITDA for technology-ready JTC. The real referendum happens daily: UHNW clients choose jurisdictions based on operational capability, not tax rates.

Read More
The JTC Sovereignty Blueprint: Why Trust Companies Fail at Scale—and How Three Strategic Systems Solve It
Frédéric Sanz Frédéric Sanz

The JTC Sovereignty Blueprint: Why Trust Companies Fail at Scale—and How Three Strategic Systems Solve It

JTC commanded a £2.7 billion exit and 26.2x EBITDA multiple by proving one rare capability: operational excellence that survives complexity at scale. Most trust companies plateau because their infrastructure can't support strategic acquisitions, multi-jurisdiction expansion, or AI integration without introducing dependency risks. The firms that attract premium partners share a common architecture—sovereign systems that create leverage, not just capacity. Read how three core systems unlock this positioning.

Read More
When Regulators Ask "Show Us the Trail" — And You Can't
Frédéric Sanz Frédéric Sanz

When Regulators Ask "Show Us the Trail" — And You Can't

Most firms treat AI as productivity software. Regulators treat it as infrastructure.
By 2026, winners won’t move fastest—they’ll prove best.
FiduciaCorp builds sovereign architecture where every AI decision has a trail and a signature.
Calm. Certain. Admissible.

Read More
Why AI Fails Most Trust Companies: The Hidden Gap Between Generic Platforms and True Fiduciary Intelligence
Frédéric Sanz Frédéric Sanz

Why AI Fails Most Trust Companies: The Hidden Gap Between Generic Platforms and True Fiduciary Intelligence

Most trust companies implement AI that accelerates administration without understanding fiduciary obligation. Systems process faster while teams work harder—verifying outputs, reconciling exceptions, preserving the discretion automation cannot recognize.

FiduciaCorp architects intelligence within fiduciary logic, where systems interpret rather than execute, preserve rather than expose, strengthen rather than bypass the judgment that defines your mandate.

Read more →

Read More
AI Implementation Is a Human Project: Why Technology Alone Never Delivers Transformation
Frédéric Sanz Frédéric Sanz

AI Implementation Is a Human Project: Why Technology Alone Never Delivers Transformation

AI implementations fail not from inadequate technology but from treating human transformation as a technical problem.
When a Swiss fiduciary group unified eight functions across four jurisdictions, success came from human alignment that technology amplified—never from tools attempting to replace it.
RAND cites >80% AI-project failure; MIT finds ~95% of GenAI pilots lack measurable P&L impact—driven by organizational, not technical, gaps.
Architecture that addresses people first, systems second, delivers transformation.

Read More
The Silent Crisis: When Trust Companies Can't Deliver What Clients Demand
Frédéric Sanz Frédéric Sanz

The Silent Crisis: When Trust Companies Can't Deliver What Clients Demand

Why Legacy Trust Structures Are Failing GCC Families — And What to Build Instead
Legacy trust models can’t withstand UAE’s regulatory reforms, generational shifts, and digital assets.
Discover how adaptive wealth ecosystems protect governance, preserve continuity, and align with DIFC/ADGM evolution.
FiduciaCorp architects sovereign trust ecosystems—quiet, modular, resilient.

Read More
The Compliance Singularity: Switzerland's Transition to Verification-First Oversight
Frédéric Sanz Frédéric Sanz

The Compliance Singularity: Switzerland's Transition to Verification-First Oversight

Swiss fiduciary compliance has entered a verification-first era.
Legacy systems built to document effort now expose you to regulatory risk.
FiduciaCorp replaces fragility with real-time, audit-ready infrastructure — seamlessly.
No dashboards. No scrambling. Just structural certainty.
Discover what operational sovereignty actually looks like.

Read More
The 2027 Compliance Reset
Frédéric Sanz Frédéric Sanz

The 2027 Compliance Reset

In 2027, compliance becomes machine-readable. Boards that treat AI as architecture — not accessory — will remain in control. This briefing distills the structural shift fiduciaries cannot ignore.

Read More
AI, ROI, and the Discipline of Fiduciary Implementation
Frédéric Sanz Frédéric Sanz

AI, ROI, and the Discipline of Fiduciary Implementation

AI is not optional but AI is not ROI until it reaches the P&L.

The question is whether it arrives as noise—or as fiduciary clarity.

FiduciaCorp exists to support trustees and family offices in sovereign execution. Not with hype. Not with tools for their own sake. But with measured, disciplined implementation that shows up where it matters—on the P&L.

Read More
The Strategic Center of Excellence: How Banks Secure AI Sovereignty
Frédéric Sanz Frédéric Sanz

The Strategic Center of Excellence: How Banks Secure AI Sovereignty

The Center of Excellence is not a lab. It is the calm core of AI in banking. With CRS 2.0 and CARF looming, a CoE can deliver enterprise governance, scalable compliance, and client trust. Without it, AI remains fragmented experiments. With it, AI becomes fiduciary sovereignty.

Read More
ISO 42001 and the EU AI Act: A Dual Architecture
Frédéric Sanz Frédéric Sanz

ISO 42001 and the EU AI Act: A Dual Architecture

AI now drives trust operations. ISO/IEC 42001 provides the first global framework to govern it — and directly aligns with the EU AI Act. For trustees and family offices, certification is not compliance. It is sovereignty, and it is regulatory advantage.

Read More
The AI Trustee™ – The Silent Architecture for Daily Fiduciary Clarity
Frédéric Sanz Frédéric Sanz

The AI Trustee™ – The Silent Architecture for Daily Fiduciary Clarity

The AI Trustee™ is a silent safeguard for the daily work of trust officers — from verifying KYC to recording decisions.
It doesn’t replace judgment.
It preserves it — with immutable reasoning logs, real-time anomaly detection, and regulatory alignment. Now in pilot phase for select fiduciary leaders.

Read More
The ChatGPT-5 Inflection Point
Frédéric Sanz Frédéric Sanz

The ChatGPT-5 Inflection Point

ChatGPT-5 marks the shift from digitalisation to enhanced cognition in trust and family office operations. FiduciaCorp transforms it into a secure, integrated fiduciary asset — enabling anticipatory governance, stronger relationships, and compliance assurance.

Read More